The question
I am facing foreclosure. I went into the save your home program in my state and they state I have liens on my house from credit card companies and in order to participate in the program I would have to have the holder of the liens agree to go 2nd position on my house. The creditors refused to go into 2nd position so I could not participate in that program to save my house. I was told I could save my house by filing a Chapter 13 bankruptcy which I did. However, my bankruptcy payment is 1083 a month which is a lot of money and would not leave me much money after paying that. I had a meeting with the creditors meeting already and I'm schedule to see the judge in April to see if they will approve the plan. My concern with the plant is that I will have no money for food or anything else every month so I was seeing if there is an option to get the liens removed before then an re-enter the save your home program to avoid the bankruptcy.