AnnualCreditReport.com is the only federally authorized site for free credit reports from Equifax, Experian, and TransUnion.
AnnualCreditReport.com is the only federally authorized site for free credit reports from Equifax, Experian, and TransUnion.
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Free Credit Reports is a third-party tool from AnnualCreditReport.com; LexPilot doesn't control it and links to it for convenience, not endorsement (last checked 2026-06). LexPilot is an independent information directory. It is not a law firm, does not provide legal advice, and does not create an attorney–client relationship. Always consult a licensed attorney for advice on your specific situation.