12 CFR Part 1026
Regulation Z (Truth in Lending)
Implements TILA with the detailed disclosure rules lenders must give borrowers.
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12 U.S.C. § 2601
Real estate settlement
Regulates mortgage closing costs and bans kickbacks in real-estate settlement services.
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15 U.S.C. § 1601
Truth in Lending
Requires lenders to clearly disclose the cost of credit, including the APR and finance charges.
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42 U.S.C. § 3604
Fair Housing Act
Bans discrimination in the sale, rental, and financing of housing based on protected characteristics.
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42 U.S.C. § 4852
Lead paint disclosure
Requires sellers and landlords of older homes to disclose known lead-based paint hazards.
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