Real legal questions, answered by attorneys

Bankruptcy after divorce

My ex and i divorced in July of 24,pursuant to the divorce decree he has sole ownership of the home, can i still file for bankruptcy without affecting his home.

What happens if my ex files bankruptcy

My ex fiancé bought a car together in 2023, he moved out in April 2024 and took the car with him and agreed he was going to make monthly payments on it. He is now saying he is hiring a bankruptcy lawyer and is filing bankruptcy to get rid of the car.

What will happen with my land contract if I file bankruptcy.

I'm currently under a land contract as the buyer, but it's not fully paid off yet. Unfortunately, I've hit a rough patch and I'm considering filing for bankruptcy. I'm unsure about the implications this might have on my land contract. Will I still be able to file and keep my home ?

What type of bankruptcy that you would not pay taxes on

I just can't make my income make it

Stipulation Resolving Adversary Proceeding Filed in Trenton NJ

I had bankruptcy over 10 years ago w/Stipulation Resolving Adversary Proc. Sending final paymt and need to have legal advice to guide us. This debtor will probably want more money. He has been harassing us for money every month. We are elderly (over 65) and on SS. Wife has been working full time to pay this debt. Husband is disabled and dementia setting in. We don’t have a lot of $ We have about $150 equity in our home - we do not want to loose our home Do I hire a lawyer in NJ? Should I send the final payment with a Debt Release Letter? Does that need to come from a lawyer?

I'm considering filing bankruptcy, I have a signature loan and car loan at the same Credit Union. Can I file on one and not the other?

I want to file on my signature loan and keep my car. They are both thru the same credit union, can this be done? Will I lose my car?

What is the best thing to do for filing bankruptcy?

I have accumulated a lot of debt and have fallen on hard times. I wanted to file bankruptcy if that is my best option.

Post-Bankruptcy Question - Debtor Accounts in Chargeoff Status

I filed bankruptcy in 2016 - Chapter 7 - which was discharged in 2017. I had loans with outstanding balances with some finance companies. I just attempted, after nine years, to try to get a small loan and was told that my accounts, even though I included them in the bankruptcy - are in charge off status and that I will need to pay them in full. They have never contacted me, but make sure to advise me of this when ever I speak with them about re-establishing a relationship with their company. I had never heard this and would like to clarification. Thank you.

Is it true that there is a fee of approx$2,000.00 needed to be paid for a bankruptcy agency/lawyer to charge before beginning the bankruptcy process?

I spoke with a bankruptcy agent & everything seems valid, their info, details on the entire process, etc. but knowing why someone needs to file for bankruptcy, how could they expect someone to have $2,000.00 up front? He said & stated it in an email to me& on the website, he’s definitely part of a valid company & the BBB-all on the website, having 9 local offices. I just basically need to know if this is a correct procedure when filing bankruptcy, to have to pay & pay such a lg amount of $2,000. ahead when your finances are in trouble to begin with. Please respond as soon as you can! Thank you SO MUCH!!!

I was struggling with mtg cousin did a quick claim deed for1$ has deed told me i have -0- to do with home.filed BK Im still on mtg,onCR want outofmess

I filed Bankruptcy hoping chap7 but told chap 13 for my "cousin" scammed me into transferring deed she told me i have 0 to do with home, its too late but its on my CR. and Mortgage in my name . She opened p.o. box in my name w/o my knowledge which I addressed with the p.o. and mortgage statements going there instead of the residence i purchased in 2008 but still reside in I also send her mortgage payments biweekly at her request either through cash app or money orders as per her request . she then forwards the payments through an LLC she created and made it a trust

what options does my daughter have to prevent possible financial ruin.

my daughter, age 24. hit a parked car and heavily damaged it. The impact caused the parked car to hit 2 more cars parked in front of the first car.t she had no insurance. her car is beyond repair. I anticipate the insurance of the damaged cars is going to go after my daughter, yet she only had assets, she has high student loans

how do i reopen a closed chapter 7 bk

I need to amend a chapter 7 case to include a personal injury settlement

How can I stop a wage garnishment

Wages are being garnished from a debt from 2009

Trustee is planning to sell the house after converting from chap 13 to 7, but I just can't understand why he wants to.

So basically the bankruptcy was converted from 13 to 7 and now the trustee wants to sell it. There is no real equity but the current market makes it appear that way. Purchased 5yrs ago but if the owner walks away with the exemption amount that is more than what will be left over after paying off the mortgage. So basically payoff mortgage, mortgage holder gets $35k and there will be about $18k to divvy up between trustee, real estate agent and creditors. It seems silly because in the current market it's cheaper to stay in the home than trying to move. Looking for insight.

Can u file bankruptcy of u are not in rears on any of your debts

Soon will have more debts to pay and less money coming in to pay them

Can you refinance a mortgage that was not reaffirmed in the state of PA?

Our bankruptcy was discharged 6 years ago but we never received anything from our lender to reaffirm our mortgage. Now we can no longer reaffirm it and our lender will not let us refinance even though we have never missed a payment nor have we been late.

Client owes $20K+ for attorney fees. Prior to filing bankruptcy, client sent check for amount owed. Client's bank denied check.

I am an attorney with a client who sent a bad check for fees owed. He filed Chapter 7 and went through bankruptcy in the Northern District of Georgia. He was discharged from bankruptcy on December 7, 2021. When his check was denied, the client promised to pay once he was out of bankruptcy. He since has failed to pay. A copy of his filings reveals that he did not disclose his attorney fees in bankruptcy. How collectible is our Firm's claim for the $20K+ that the client owes?

I need to file a proof of claim against a bankruptcy in Georgia. Do I have to a Georgia attorney for this>

I am at the deadline date to file a proof of claim against a relative in the State of Georgia. The problem is I live in SC and in AL. Does the attorney have to practice in Ga., or can they preside in AL?

How could I obtain a Notice of Bankruptcy Filing Document from 2013?

From a Chapter 7 Bankruptcy in Feb 2013 (US Bankruptcy Court, Western District of Pennsylvania, Case No. [I have]) I would like to obtain copies of the following (Publicly Available?) documents: 1) Notice of Bankruptcy Filing Document (That the Court mailed to all the Creditors and is supposedly filed in the court records [pacer?]) (Most Important Doc) 2) Initial Petition filing of the Bankruptcy 3) Certification of Notices (of who and how sent to) Thank you for any information!

My husband is on permanent disability and I have to stay home to take care of him 24-7. We need to file chapter 7 to protect his SSDI. We need help

My husband became disabled a few years back and I have to stay with him 24-7 to care for him and to watch over him. We have extreme debt with credit cards and some unsecured loans we got while we were working but absolutely can’t pay them with is SSDI payments. Our home we are up to date on payments but have no equity in it. But it’s perfect for my husband on disability no basement and I floor, small home. We having discover putting a writ agreement on out bank account and our credit union that has very little money in each account. His disability goes directly into our Bank account to use to live off of.