Post-Bankruptcy Question - Debtor Accounts in Chargeoff Status
I filed bankruptcy in 2016 - Chapter 7 - which was discharged in 2017. I had loans with outstanding balances with some finance companies. I just attempted, after nine years, to try to get a small loan and was told that my accounts, even though I included them in the bankruptcy - are in charge off status and that I will need to pay them in full. They have never contacted me, but make sure to advise me of this when ever I speak with them about re-establishing a relationship with their company. I had never heard this and would like to clarification. Thank you.
BankruptcyNorth Carolina1 attorney answer
A friend of mine filed chapter 7 after a ugly divorce about 11 years ago. She had filed a mal practice law suit two years ago.
She is about to settle the case. Now the trustee from the bankrupycy wants the monies sent to her, to pay creditors from nine to ten years ago. Her ba
BankruptcyColorado3 attorney answers
Is it true that there is a fee of approx$2,000.00 needed to be paid for a bankruptcy agency/lawyer to charge before beginning the bankruptcy process?
I spoke with a bankruptcy agent & everything seems valid, their info, details on the entire process, etc. but knowing why someone needs to file for bankruptcy, how could they expect someone to have $2,000.00 up front? He said & stated it in an email to me& on the website, he’s definitely part of a valid company & the BBB-all on the website, having 9 local offices. I just basically need to know if this is a correct procedure when filing bankruptcy, to have to pay & pay such a lg amount of $2,000. ahead when your finances are in trouble to begin with. Please respond as soon as you can! Thank you SO MUCH!!!
BankruptcyPennsylvania1 attorney answer
I was struggling with mtg cousin did a quick claim deed for1$ has deed told me i have -0- to do with home.filed BK Im still on mtg,onCR want outofmess
I filed Bankruptcy hoping chap7 but told chap 13 for my "cousin" scammed me into transferring deed she told me i have 0 to do with home, its too late but its on my CR. and Mortgage in my name . She opened p.o. box in my name w/o my knowledge which I addressed with the p.o. and mortgage statements going there instead of the residence i purchased in 2008 but still reside in I also send her mortgage payments biweekly at her request either through cash app or money orders as per her request . she then forwards the payments through an LLC she created and made it a trust
BankruptcyPennsylvania1 attorney answer
Can a 50:50 business Partner force the other partner.....?
Hair salon, LLC, 2 members with 50:50 partnership with dispute. Neither Member A nor Member B wants to leave partnership. Member A suggested member B
BankruptcyPennsylvania3 attorney answers
I filed a chapter 13 bankruptcy with a prompt cure of rental arrears over 18 months, but my landlord has yet to file a proof of
In order to protect myself, if the landlord has not yet filed the proof of claim, and it doesn't appear they are going to, should I file one on their.
BankruptcyNew Jersey2 attorney answers
what options does my daughter have to prevent possible financial ruin.
my daughter, age 24. hit a parked car and heavily damaged it. The impact caused the parked car to hit 2 more cars parked in front of the first car.t she had no insurance. her car is beyond repair. I anticipate the insurance of the damaged cars is going to go after my daughter, yet she only had assets, she has high student loans
BankruptcyCalifornia1 attorney answer
My attorney lied about why modifications were filled.
this is a chapter 13 bankrupt case, my attorney lied about why modifications were filed, they state they were filed to fund secured claims, they were.
BankruptcyVirginia3 attorney answers
Can I sell my car after charge-off, chpt 13 discharge, and still sitting in my driveway 3+ years later?
My car was charged off around 2017/18, I filed chapter 13 bankruptcy around 2018/19 and it’s since then been discharged. No attempt once so ever has b
BankruptcyOregon3 attorney answers
Trustee is planning to sell the house after converting from chap 13 to 7, but I just can't understand why he wants to.
So basically the bankruptcy was converted from 13 to 7 and now the trustee wants to sell it. There is no real equity but the current market makes it appear that way. Purchased 5yrs ago but if the owner walks away with the exemption amount that is more than what will be left over after paying off the mortgage. So basically payoff mortgage, mortgage holder gets $35k and there will be about $18k to divvy up between trustee, real estate agent and creditors. It seems silly because in the current market it's cheaper to stay in the home than trying to move. Looking for insight.
BankruptcyNorth Carolina1 attorney answer